Our philosophy of making things as easy as possible for our customers continues right through our product range. We have designed two products that provide the best tax friendly solutions available to contract and freelance workers in the UK.



This is a simple product which has been designed to enable contract and freelance workers to be paid through the PAYE system whilst taking full advantage of the expenses legislation.

How it works

1.You inform us of your contractor's hours worked and their rate of pay.
2.We will email you an invoice for the gross amount payable.
3.Your contractor sends us their expense claim.
4.We make the necessary deductions and pay your contractor as soon as we receive the money from you.

Your contractors can claim expenses through their online portal, print them, sign them and send them to us at our FREEPOST address. They will then be paid a combination of taxed salary and expenses, this method will increase their take home pay by up to 25%. JMK Umbrella is a totally compliant way of receiving your pay without the extra administration of working through limited companies.